How to wear Kate's Zara Sparkly Crystal Bead necklace

It's been a great week! I am finally the proud owner of two iconic necklaces worn by Catherine, Duchess of Cambridge. First, the Tiffany 'Color by the Yard' necklace arrived just in time for my 7th wedding anniversary. This is a contemporary version of Kate Middleton's Cabochon by the Yard necklace, made famous when she wore it with her iconic Issa 'engagement dress'. 24 hours later, the Zara 'Sparkly Crystal Bead' necklace was delivered! Both necklaces are miles apart in terms of style (and price!); the former being subtle and understated, while the latter is bold and a real head-turner! 

Tiffany Color by the Yard Necklace US$995

Zara Sparkly Crystal Bead Necklace US$35.90

I normally don't buy flashy costume jewellery, I usually opt for modest pieces of fine jewellery like the 'Color By the Yard' necklace.  This got me thinking ... am I ever going to wear the Zara necklace?  I started going through my wardrobe and experimenting with different looks, and came up with these three scenarios; casual, date night and formal.

Casual: I was quite surprised how well it worked with casual attire, however I preferred the necklace with a crew or bateau neckline.

Date night: the sparkly necklace quickly transformed this simple Rip Curl dress into a sophisticated ensemble.  I now have my Valentine's Day outfit sorted!

Formal: Even though a simple string of pearls would look lovely with this elegant Ralph Lauren gown, I think the Zara necklace takes it to a whole new level.